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List of Schengen Approved Medical Travel Insurance Companies

by Misoi Duncan
January 1, 2026
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When planning a trip to the Schengen region from Kenya, it is crucial to understand the travel insurance requirements for obtaining a Schengen visa. A Schengen visa allows you to travel freely within the 27 countries of the Schengen Area, but it also mandates that travelers have medical travel insurance. This insurance must cover a minimum of €30,000 for the entire duration of your stay, including any medical emergencies, hospital stays, or repatriation if necessary.

This article provides an updated list of Schengen-approved medical travel insurance companies for 2023. Choosing an insurance provider from this list ensures that you meet the necessary requirements for your visa application.


List of Schengen-Approved Medical Travel Insurance Companies 2023

1. Africa Merchant Assurance Company Ltd (AMACO)
2. Fidelity Shield Insurance Company Limited
3. Heritage Insurance Company Ltd
4. Kenindia Assurance Company Ltd
5. Occidental Insurance Company Ltd
6. Pacis Insurance Company Ltd
7. Sanlam General Assurance Ltd
8. ICEA LION General Insurance Co. Ltd
9. Mondassur (only if Gold Back up Policy)
10. Geminia Insurance Company Ltd
11. Jubilee Allianz General Insurance (K) Ltd
12. GA Insurance Ltd
13. CIC General Insurance Ltd
14. AIG Kenya Insurance Company Ltd
15. Pioneer General Insurance Ltd
16. Tausi Assurance Company Ltd
17. Corporate Insurance Company Ltd
18. Old Mutual General Insurance Ltd
19. First Assurance Company Ltd
20. APA Insurance Ltd


When applying for a Schengen visa, having the right medical travel insurance is a non-negotiable requirement. The companies listed above are approved to provide the necessary coverage for travelers heading to the Schengen Area. These insurers offer a range of policies that meet the mandatory €30,000 coverage and can provide peace of mind in the event of an emergency during your travels. Ensure that you select one of these trusted providers to fulfill your visa requirements and travel with confidence.

Tags: European travel insuranceKenya travel insurancemedical insurance for Schengen visaSchengen approved insurance companiesSchengen travel insurance
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Misoi Duncan

www.misoiduncan.com is a Kenyan-based blog dedicated to providing insightful news, guides, and updates on technology, finance, travel, sports, and lifestyle. The platform aims to inform, educate, and entertain Kenyan readers by delivering accurate, up-to-date content that addresses everyday challenges, emerging trends, and opportunities within Kenya and beyond. Whether it’s step-by-step “how-to” guides, in-depth analyses, or local and international news, www.misoiduncan.com is your go-to resource for practical and engaging information.

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