Ngao Credit is a leading non-deposit-taking microfinance institution in Kenya that has been providing accessible financial solutions since 2009. With a diverse range of loan products, including logbook loans, Jijenge business loans, trade financing, and asset financing, Ngao Credit has positioned itself as a go-to provider for individuals and businesses in need of quick and reliable financial support.
This article provides a comprehensive list of all Ngao Credit branches across Kenya in 2025, along with their contact details, so you can easily access their services no matter where you are in the country.
1. Ngao Credit Head Office
Location: Morning Side Office Park, 4th Floor, Ngong Road, Nairobi
Phone: 0709 650 000
Email: [email protected]
The head office of Ngao Credit is located on Ngong Road in Nairobi, serving as the company’s primary hub for all operations. Here, you can access all of their loan products, from logbook loans to trade finance and insurance premium financing. This office is ideal for customers seeking detailed information or assistance with loan applications.
2. Upperhill Branch
Location: NHIF Building, 2nd Floor, Community, Nairobi
Contact: 0709 650 100
The Upperhill branch is strategically located to serve residents and businesses in the Upperhill and surrounding areas. Known for its convenient location, this branch offers a wide range of loan products, including business loans and insurance premium financing, for customers looking to finance their needs quickly and efficiently.
3. Nairobi CBD Branch
Location: Ecobank Towers, 6th Floor, Muindi Mbingu Street, Nairobi
Contact: 0709 650 200
Located in the heart of Nairobi’s Central Business District (CBD), this branch is perfect for individuals and businesses looking for quick access to financial services. It’s one of the busiest locations, providing fast loan processing for a variety of financial products, from logbook loans to working capital finance.
4. Mombasa Branch
Location: Jubilee Arcade, 2nd Floor, Moi Avenue, Mombasa
Contact: 0709 650 300
The Mombasa branch serves the coastal region, offering a wide range of financing options tailored to both personal and business needs. With its central location along Moi Avenue, it’s easily accessible for Mombasa residents and businesses in need of emergency loans, asset financing, or business loans.
5. Nakuru Branch
Location: Baraka Plaza, 1st Floor, Kenyatta Avenue, Nakuru
Contact: 0709 650 400
For customers in Nakuru, the Nakuru branch provides easy access to Ngao Credit’s financial products, including business loans and logbook loans. This branch is centrally located on Kenyatta Avenue, making it convenient for individuals and businesses in the area to access the services they need.
6. Eldoret Branch
Location: Zion Mall, 1st Floor, Uganda Road, Eldoret
Contact: 0709 650 500
Eldoret’s branch serves the western region, providing a variety of financial products designed to meet the needs of individuals and businesses. The location is ideal for those in Eldoret looking for asset financing, trade finance, or short-term loans to support their financial goals.
7. Kitengela Branch
Location: Kitengela Mall, 3rd Floor, Kajiado-Kaputei North Road
Contact: 0709 650 600
The Kitengela branch offers fast and efficient loan services, including Jijenge business loans, logbook loans, and insurance premium financing. Located in the Kitengela Mall, this branch provides convenient access to financial products for businesses and residents in the Kitengela area.
8. Thika Branch
Location: Maisha Heights, 1st Floor, Kenyatta Avenue, Thika
Contact: 0709 650 700
The Thika branch is another prime location for accessing Ngao Credit’s wide array of loan products. Whether you need a loan for business purposes or personal expenses, this branch offers quick services, including logbook loans, asset financing, and more.
9. Kisumu Branch
Location: Tuffoam Mall, Ground Floor, Achieng’ Aneko Road, Kisumu
Contact: 0709 650 800
The Kisumu branch is the go-to place for customers in Kisumu and the surrounding areas. Offering a range of loan products, from logbook loans to business loans, the Kisumu branch ensures customers in the region have access to quick and affordable financial solutions.
10. Meru Branch
Location: Royal Business Park, 5th Floor, Meru
Contact: 0709 650 900
Meru’s branch provides personalized financial services for both individuals and businesses. Located in the Royal Business Park, this branch offers easy access to various loan options, including agricultural loans and asset financing.
11. Mwea Branch
Location: Pakaro Building, Ground Floor, Next to Budget Supermarket, Mwea
Contact: 0729 261 857
Mwea’s branch is well-suited for farmers and small businesses in the region, offering tailored loans such as agricultural loans, trade financing, and asset financing. It’s the perfect location for clients in the area seeking affordable financing options.
12. Nyeri Branch
Location: Kimathi Way, Lymo Plaza, 4th Floor, Room No. 26, Nyeri
Contact: 0798 492 379
Nyeri’s branch offers quick loan processing and a wide range of products designed to meet the financial needs of local businesses and residents. From emergency loans to asset financing, the Nyeri branch provides reliable solutions to help you achieve your financial goals.
13. Mombasa Branch
Location: Yusuf Ali Trust Building, 1st Floor, Moi Avenue, Mombasa
Contact: 0799 862 316
Mombasa’s branch offers customers in the coastal region access to a range of financing options, including insurance premium loans, logbook loans, and business financing. It is a trusted provider of financial solutions for individuals and businesses alike.
14. Embu Branch
Location: Consolidated Bank Building, 2nd Floor, Embu
Contact: 0726 226 204
Serving the Embu region, this branch specializes in offering loans for business expansion, personal emergencies, and asset financing. Its central location makes it convenient for clients in Embu to access reliable and quick financial services.
15. Nanyuki Branch
Location: Kioo/Kio House, 4th Floor, Next to Nakumatt Supermarket, Nanyuki
Contact: 0780 553 691
The Nanyuki branch is ideal for those in need of agricultural loans, business financing, or personal loans. Conveniently located next to Nakumatt Supermarket, this branch is easily accessible for both business owners and individuals in Nanyuki.
Ngao Credit’s network of branches ensures that individuals and businesses across Kenya have access to a wide variety of financial products tailored to meet their needs. Whether you need a logbook loan, business financing, or an insurance premium loan, Ngao Credit provides reliable and quick loan processing services.
With branches in major towns and cities such as Nairobi, Eldoret, Kisumu, Mombasa, and Meru, Ngao Credit continues to be a leader in offering affordable financial solutions that empower individuals and businesses alike.











