Takaful Emarat Insurance PSC (TAKAFUL-EM) is a leading Islamic insurance company based in the United Arab Emirates, founded on June 2, 2008. Listed on the Dubai Financial Market (DFM), Takaful Emarat has established itself as a key player in the UAE’s insurance sector, offering a wide range of Sharia-compliant insurance products across health, life, credit, and savings lines of business. The company operates in full accordance with Islamic principles, ensuring that all its products and services adhere to the ethical guidelines of Sharia law.
Takaful Emarat is structured into two primary business segments: Takaful Operations and Investment Operations. The Takaful Operations segment encompasses all the insurance activities undertaken on behalf of policyholders. This includes a broad spectrum of individual and corporate insurance offerings, with products designed to cater to both personal and professional needs. The company provides protection, savings, and investment plans, designed to give clients financial security, long-term growth, and risk management in a manner consistent with Islamic law. Through various distribution channels, Takaful Emarat ensures that its products are accessible to a wide range of customers, from individuals seeking personal coverage to businesses needing corporate solutions.
The company’s Investment Operations segment focuses on the management of investments and cash for the company, ensuring that all investments are in line with Sharia principles. By managing the funds collected through policyholder contributions, Takaful Emarat is able to generate returns for its clients, all while maintaining an ethical and sustainable investment strategy. The company’s careful approach to investment management ensures that both security and growth are provided for policyholders, while also adhering to its core values of ethical and responsible financial management.
Takaful Emarat also benefits from the support of its subsidiary, Modern Tech Investment, which plays a key role in the company’s strategy for growth and technological development. This subsidiary helps drive the company’s innovation efforts, particularly in expanding its digital offerings and ensuring that its products meet the changing demands of a modern and tech-savvy clientele.
The company is headquartered at the 1st Floor, HassaniCor Building, Sheikh Zayed Road, Al Barsha 1, P.O. Box No. 57589, Dubai, where it continues to serve its clients with the utmost commitment to quality, transparency, and customer satisfaction. As one of the UAE’s leading providers of Islamic insurance, Takaful Emarat remains at the forefront of the industry, striving to meet the diverse and evolving needs of its growing customer base. With a focus on providing secure, ethical, and Sharia-compliant insurance solutions, the company’s long-term vision is to continue expanding its reach, both within the UAE and across the broader region.
Takaful Emarat’s commitment to innovation, ethical business practices, and high-quality customer service has made it a trusted name in the UAE’s competitive insurance sector. By offering comprehensive insurance products that are not only ethical but also effective in managing risk, the company plays a pivotal role in shaping the future of the insurance industry in the region.
For corporate inquiries, investment opportunities, or partnership discussions, Takaful Emarat Insurance PSC’s head office is located at:
1st Floor, HassaniCor Building, Sheikh Zayed Road, Al Barsha 1, P.O. Box No. 57589, Dubai, United Arab Emirates.












